Posts by Law Offices of Jibrael S. Hindi
2 Ways to Remove Late Payments From Your Credit Report
A credit card reporting due date is at least 30 days after the last payment. Unfortunately, some creditors or lenders don’t disclose late payments until they’re 60 days past the due date. This is why it’s imperative to check the information on your credit report to know when a late payment appears. When juggling multiple…
Read MoreHow Does Closing a Credit Card Impact Your Credit?
If you’re worried about your current collection of credit cards, you’re not alone. The average American cardholder has four credit cards, says Experian. Nowadays, banks, credit unions, and even grocery stores are handing out credit cards like Halloween candy. While credit cards offer unique cash-back rewards, annual statement credits, and interest-free financing, they’re designed to…
Read More5 Consumer Protection Laws You Should Know About
Consumer protection laws are in place to help with issues that may arise when purchasing goods and services. In some cases, you may feel that the business has taken advantage of you, or you may need help if something unexpected happens during or after the sale. These laws also protect consumers from false advertising and…
Read MoreCan a Lawyer Help Me Repair My Credit After Identity Theft?
When you’re the victim of identity theft, it can be a traumatic experience. Not only do you have to deal with the stress of having your personal information stolen and used against you, but it can also take a toll on your credit score. Unfortunately, repairing your credit after being a victim of identity theft…
Read More3 Ways to Remove Civil Judgments From Your Credit Report
When you owe money to a credit card company, utility company, bank, or any other creditor, you could be sued in civil court and have that judgment entered on your credit report. Obviously, having a civil judgment on your credit report can be devastating to your overall rating, especially if you are trying to rebuild…
Read MoreWhen Is a Company Considered a Consumer Reporting Agency?
The numerous variables of your credit report can be intimidating, especially if you are simply trying to improve your rating. It can be difficult to contend with all of the sometimes conflicting information as well as keeping track of the ins-and-outs of your personal credit score. When it comes to determining how your credit score…
Read MoreHow Does the FCRA Impact Florida Independent Contractors
If you’re wondering what laws might apply to independent contractors in the state of Florida, you’re not alone. Some of these statutes and laws are written in ways that establish a gray area, creating confusion for human resources and alternate employers. Are you worried about misclassification? Do you want to make sure you’re in compliance…
Read MoreWill the Removal of Medical Debt From Credit Reports Impact Your Credit Score?
Medical issues, whether they happen to you or someone in your family, can have an extremely negative impact on your everyday life. Not only will you have to focus on healing and getting back to normalcy at work and home, but the financial strain that medical problems can put on you are felt almost immediately.…
Read MoreLook Out for These 5 Common Credit Report Errors
Dealing with creditors is difficult enough on its own, but when reporting errors show up on your credit report and hurt your credit rating, it can be very demoralizing. If this has happened to you, you know first hand that credit report errors are common and can be harmful to your credit and daily life.…
Read MoreCan You Dispute a Student Loan Error on Your Credit Report?
Having incorrect information on your credit report may easily damage your credit score, but you’re not alone. If you’re worried about the adverse effects of false information related to your student loans on your credit report, you may be able to take steps to undo the damage. If you’re wondering what information you might be…
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