Posts by Law Offices of Jibrael S. Hindi

Top 5 Expenses Destroying Your Budget

Whether it’s managing debt or being able to keep your finances in order, having an organized budget is essential. One of the best ways to improve your budgeting is to eliminate expenses that are no longer necessary.  By focusing on the parts of your budget that are drains on your overall solvency, you’ll be better…

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Overcoming 30k in Credit Card Debt

For Americans, dealing with debt is an all too familiar dilemma. Whether it’s student loans, personal loans, or credit cards, debt comes in many forms. With the majority of all three living American generations buried under mountains of debt, having a solution to deal with this issue is essential. Among the hardest forms of debt…

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Why is South Florida a Hotbed for Robocalls?

Robocalls are a familiar story for consumers with debt. Even without debt, robocalls can be pervasive and frustrating. Incessant calls, instant hang-ups, and a number of other issues are presented whenever these kinds of calls occur. It’s no surprise that a recent index has shown Ft. Lauderdale and Miami, two of South Florida’s largest cities,…

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How Often Can Debt Collectors Call Legally?

Whether it’s student loans, credit cards, or that payday loan you still owe money on, debt collectors don’t discriminate. If you’re overdue on a payment, debt collectors will call endlessly on behalf of their clients to money owed. Despite their exuberance, debt collectors cannot call without being checked by legislation like the Fair Debt Collection…

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What to Look for on Your Credit Report

One of the most nerve-wracking aspects of a credit report is the moment between clicking “review” and waiting for when the report is generated. Whether you have good or bad credit, a credit report can always overwhelming, especially when it comes to figuring out what actually matters on the document. It’s essential that before you…

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Bloomingdales to Pay $1.4 million in TCPA Settlement

Bloomingdales is one of America’s largest retail chains, raking in billions in profits worldwide and domestically. By all accounts, Bloomingdales is doing well in the retail space, but it may have overstepped its boundaries. To avoid a lengthy court battle, some of the company’s massive profit shares will be going towards a settlement of over…

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Hospitals Blame Insurance Reform for Rising Debt

Debt is a familiar problem for most Americans. Among the three eldest living generations, the Baby Boomers, Gen X’ers, and Millennials, all three groups are vastly indebted as a whole. From credit cards to mortgages to student loans, most Americans in debt do what most Americans in debt typically do: they stop paying their bills.…

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Even Student Lunch Debt is Being Sent to Collections

The inevitable burden that student loans can put on college students’ mind, as well as their credit rating, is seen as a necessary evil; it is part of the protocol that involves acquiring a collegiate degree. When it comes to the pesky collections calls and emails bombarding them about paying back student loans, that’s to…

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What Happens When Credit Card Companies Try and Sue You?

Most people would never think that their three by three-inch credit card could one day make them the target of a lawsuit by a multi-billion-dollar corporation, but it can happen. More often than not, credit card companies looking to get even on debt are going to harass you with collection agents and non-stop barrages of…

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Are Debt Collection Attempts on Expired Debts Illegal?

Most people have a cursory familiarity with the concept of the statute of limitations. Essentially, the statute of limitations states sets an expiration date for when someone can be tried for a crime. Failure to initiate prosecution by the time the statute of limitations expires renders the as “expired” or “un-prosecutable.” The same principle exists…

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