Posts by Law Offices of Jibrael S. Hindi
3 Ways to Remove Civil Judgments From Your Credit Report
When you owe money to a credit card company, utility company, bank, or any other creditor, you could be sued in civil court and have that judgment entered on your credit report. Obviously, having a civil judgment on your credit report can be devastating to your overall rating, especially if you are trying to rebuild…
Read MoreWhen Is a Company Considered a Consumer Reporting Agency?
The numerous variables of your credit report can be intimidating, especially if you are simply trying to improve your rating. It can be difficult to contend with all of the sometimes conflicting information as well as keeping track of the ins-and-outs of your personal credit score. When it comes to determining how your credit score…
Read MoreHow Does the FCRA Impact Florida Independent Contractors
If you’re wondering what laws might apply to independent contractors in the state of Florida, you’re not alone. Some of these statutes and laws are written in ways that establish a gray area, creating confusion for human resources and alternate employers. Are you worried about misclassification? Do you want to make sure you’re in compliance…
Read MoreWill the Removal of Medical Debt From Credit Reports Impact Your Credit Score?
Medical issues, whether they happen to you or someone in your family, can have an extremely negative impact on your everyday life. Not only will you have to focus on healing and getting back to normalcy at work and home, but the financial strain that medical problems can put on you are felt almost immediately.…
Read MoreLook Out for These 5 Common Credit Report Errors
Dealing with creditors is difficult enough on its own, but when reporting errors show up on your credit report and hurt your credit rating, it can be very demoralizing. If this has happened to you, you know first hand that credit report errors are common and can be harmful to your credit and daily life.…
Read MoreCan You Dispute a Student Loan Error on Your Credit Report?
Having incorrect information on your credit report may easily damage your credit score, but you’re not alone. If you’re worried about the adverse effects of false information related to your student loans on your credit report, you may be able to take steps to undo the damage. If you’re wondering what information you might be…
Read MoreHow Is the Fair Credit Reporting Act (FCRA) Beneficial for Job Applicants?
When you are a job applicant, it is essential to have a perfect resume, cover letter, and interview. What you may not know is that polishing your credit is also a vital part of the application process. The Professional Background Screening Association estimates that around 96% of employers conduct a pre-employment background check, with 25%…
Read MoreWatch Out for These 4 Common Fair Credit Reporting Act (FCRA) Violations
A consumer’s financial future is greatly affected by what is in their credit report. Keeping close tabs on the rise and fall of the score may be important for everyone. Your credit report may dictate whether you qualify for certain important financial opportunities like renting or buying property, qualifying for a loan, being approved for…
Read MoreDoes My Employer Look at My Credit Report?
Job hunting can be stressful and often requires just as much work as a full-time position. You likely have a full plate between revamping your resume, filling out applications, and scheduling interviews. However, it may surprise you that some employers can also look at your credit history when considering you for a position. Your current…
Read MoreHow Long Does Information Stay On My Credit Report?
Your credit can significantly impact many aspects of your life, from your ability to rent or buy a home to whether you get hired for the job of your dreams. As much as you may strive for a high credit score, past mistakes may show up on your report. Collection accounts, late payments, and bankruptcies…
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