In life, there are few things as detestable as a stream of unwanted phone calls, especially when they revolve around your debt. Calls placed in the middle of the night, at your job, to friends or family members or calls to you several times a day are considered as harassment under the law. If you are receiving abusive phone calls from someone who claims to be a debt collector, it’s important to know your rights and contact a lawyer that has experience suing debt collectors.

The TCPA

Debt collection harassment is an offense against you as a consumer. Although many aren’t aware, there is legal protection against harassing phone calls. The Telephone Consumer Protection Act of 1991 was passed with the intent of restricting telephone solicitations. These restrictions include the use of automated telephone equipment, automatic dialing systems, and artificial voice messages. As technology advances so does the TCPA. Now, it also protects against SMS text messages and the use of apps for solicitation. If you have been harassed in any way by a debt collector, you may be entitled to compensation. Don’t hesitate to contact us.

What Constitutes Harassment?

Intimidation, coercion, abuse, and all forms of bullying by calling at inconvenient times, trying to hide their identities, trying to sue you, exaggerating the amount of money you owe, claiming to be attorneys, threatening you with jail time are all forms of harassment against which you are legally protected. If you feel a collector has done any of these things, it is time to partner with a knowledgeable attorney who specializes in consumer law. Contact The Law Offices of Jibrael S. Hindi at 1-(844)-JIBRAEL if you have experienced any of the following:

  • Calls before 8 in the morning or after 9 in the evening
  • Two or more calls in a 24-hour period or 5 or more calls in a week
  • Calls regarding your debt by unknown callers
  • Calls at work about your debt
  • Obscene language or threats of bodily harm to you and/ or your family
  • Threats of jail time and acts of violence
  • Threats of an improper lawsuit
  • Attempts to charge you a “convenience fee” when making payments toward your debt
  • Calls from people claiming to be attorneys
  • Calls inflating the amount of debt you owe
  • Getting mailed documents that resemble that of lawyers and the courts

If you believe a debt collection agency has violated any of the above terms, you must speak with a headstrong debt collection attorney. These are violations of your rights as a consumer. Jibrael S. Hindi and his team are ready to take your case. Call 1-844-JIBRAEL today for a free evaluation. You don’t pay until Jibrael and his team win the case.

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