Credit

Understanding the Fair Credit Reporting Act

Fair Credit Reporting Act

Credit reporting agencies are legally required to gather and report consumer information with the utmost accuracy.  Combined, the three largest credit reporting agencies – Experian, TransUnion, and Equifax – keep files on hundreds of millions of Americans and issue billions of credit reports each year. This voluminous amount of information makes errors inevitable.  The Fair…

Read More

What to Look for on Your Credit Report

One of the most nerve-wracking aspects of a credit report is the moment between clicking “review” and waiting for when the report is generated. Whether you have good or bad credit, a credit report can always overwhelming, especially when it comes to figuring out what actually matters on the document. It’s essential that before you…

Read More

Can Identity Theft Affect Your Credit Score?

If you’ve been a victim of identity theft, you are likely familiar with how much your life can change. Identity thieves can take your financial information, purchase expensive items in your name, and leave you to deal with the consequences. After you realize your identity was stolen, you may be wondering if your credit score…

Read More

The Difference Between Revolving Credit and Installment Loans

In this day in age, living without some line of credit is nearly impossible. With credit being a necessity to purchase a home or car and when renting, it is of no surprise why roughly 79% of Americans have at least one credit card. Although credit is a mainstay in the modern society, people are…

Read More

How Text Message Spam Can Affect Your Pockets

The role of marketers is to ensure that their brand remains relevant in the eyes of the consumer. In this day and age, easing your foot off of the figurative marketing pedal can result in a competitor taking over the spotlight. To ensure that this doesn’t happen, marketers employ tactics they believe will keep them…

Read More

Robocalls Are a Greater Issue Than You Think

It has become common knowledge that robocalls are illegal, yet and still, companies continue to place them at an alarming rate. For those unaware, a robocall is call placed using an automatic telephone dialing system (ATDS). The technology used can also send out mass text messages to targeted consumers. It was originally used by doctors’…

Read More

Court Expands “Emergency Purposes” for Healthcare Calls

The Telephone Consumer Protection Act (TCPA) has long-served as the protective barrier between consumers and unsolicited calls and texts. The statute protects consumers from calls made using automated telephone dialing systems (ATDS), otherwise known as robocalls. Telemarketers, debt collectors, and whoever else violate this enactment may face legal repercussions entitling the recipient to between $500…

Read More

What You Should Know About Ringless Voicemail Spam

Remember the days when spam was a few stray pieces of mail in your mailbox welcoming you to sign up for a credit card or accept a “free” cruise? It has then since evolved to thousands of unread messages in your email and now, your voicemail. Yes, not even your voicemail is safe from telemarketers.…

Read More

How to Handle Unwanted Telemarketing Calls

Have you ever received a phone call from someone selling luxury catalog items, digital protection, or worse, chocolate? These are some of the most common telemarketing calls placed on a daily basis to millions of unwilling Americans. When faced with such unwanted calls, many people hang up the moment they realize it, courteously try to…

Read More

FTC Sues Company for Collecting Phantom Debts

Many Americans would admit that they have become somewhat immune to debt collection calls. With calls occurring at such a high frequency and regarding everything from student loans to mortgage payments, people often forget to stop and figure out if the debt in question is actually theirs. Pursuing debt that does not belong to a…

Read More
head-logo
NACA_logo-e-1

LOCATION

110 SE 6th St. 17th Floor
Fort Lauderdale, FL, 33301

Speak With a Florida TCPA Attorney

Get Help Today! Call Now.

1-(844)-JIBRAEL

Scroll Down