The IRS Outsources Debt Collection, Hurts Working Class

After years of telling taxpayers that they would never call about an overdue tax return or tax bill, things have changed. Now, you could actually get a call from a collection agency for an outstanding tax debt. The IRS has begun to outsource collection of some older debts to four private debt collectors (PDC). The…

Read More

Can Debt Collectors Take Social Security Benefits?

People are living longer after retirement, meaning that you might find yourself talking to a collection agency as a senior citizen. Maybe you forgot to pay a bill. Maybe you had a month where your expenses outpaced your income and had to “let something go this time.” Or maybe, something changed and you’re no longer…

Read More

Increased Use of Artificial Intelligence in Debt Collection

It’s no secret that debt collection agencies use a variety of tactics to contact debtors regarding money that they owe. If you have found yourself in debt you are likely accustomed to repeated phone calls to your home or work, letters in the mail, and other interactions with a debt collector. Debt collectors spend most…

Read More

U.S. Court of Appeals Defines “Capacity” in the TCPA

The Second Circuit of the U.S. Court of Appeals recently defined what “capacity” means in regards to automatic telephone dialing systems (ATDS) under the Telephone Consumer Protection Act (TCPA). The court now says that “capacity” is restricted to a device’s current functions, regardless of any modifications to the device’s system. This opinion from the Second…

Read More

FTC Files Lawsuit to End Phantom Debt Collection

The Federal Trade Commission (FTC) and the New York Attorney General’s Office filed a lawsuit against two entities involved in a phantom debt scam. The lawsuit includes debt sellers, debt brokers, buyers, and sellers from Hylan Asset Management and Worldwide Processing Group. The complaint alleges that the defendants violated the FTC Act by selling fake…

Read More

5 Steps to Requesting Debt Validation

Debt collectors are authoritative and intimidating. When they contact you regarding debt, it’s easy to feel guilty and ashamed immediately. It’s important to stand up for yourself and remember that you have rights as a consumer. Under the Federal Debt Collection Practices Act, you are allowed to request debt validation from any debt collector that…

Read More

How to Stop Debt Collection Agencies from Calling You at Work

A debt collection agency’s goal is to get you to repay your debt through whatever means necessary. If you find yourself in debt, you’re probably no stranger to calls from debt collectors insisting you pay overdue bills. Debt collection agencies use a variety of tactics to find phone numbers they can use to reach you.…

Read More

Are You Having a Problem With A Medical Debt Collector?

Unforeseen expenses resulting from an injury or medical condition happen all the time. People who endure these expenses often can’t pay up front, therefore acquiring a significant amount of debt. Unfortunately, it’s easy to accumulate a great deal of medical debt in a short amount of time. While you are recovering from your injuries or…

Read More

FCCPA vs. FDCPA: What’s the Difference?

If you are surrounded by debt, and you’ve started doing some research on debt collection practices, you may hear a variety of acronyms thrown around. In Florida, two of the most important acronyms are the FDCPA and FCCPA. Consumer law is complex and has hundreds of intricacies. It’s essential to understand these complexities when you…

Read More

$19.7 Million Settlement Against Navient for Debt Harassment

National loan servicer Navient Solutions, Inc. (formerly Sallie Mae Inc.) agreed to pay $19.7 million after a class action lawsuit for violating the Telephone Consumer Protection Act (TCPA). Navient was charged with making thousands of automated voice calls to the wrong number. Navient Solutions repeatedly autodialed consumers that allegedly owed them student loan payments;  however,…

Read More


110 SE 6th St. 17th Floor
Fort Lauderdale, FL, 33301

Speak With a Florida TCPA Attorney

Get Help Today! Call Now.


Scroll Down