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Practice Areas

Fair Credit Reporting - FCRA
False Backgrounds Florida Fair Credit Reporting Act Attorney How Can You Fix Derogatory Marks On Your Credit Report How To Remove A Charge Drop-off From Your Credit Report How To Remove A Repossession From Your Credit Report How To Remove Bankruptcy From Your Credit Report How To Remove Collections From Your Credit Report How To Remove Foreclosures From Your Credit Report How To Remove Inquiries From A Credit Report How To Remove Judgements From Your Credit Report How To Remove Late Payments From Your Credit Report How To Remove Medical Bills From Your Credit Report
Fair Debt Collection - FDCPA
Credit Card Debt Debt Collection Harassment Debt Collector Defense Debt Harassment Defense Debt Negotiation
Fair Housing - FHA Mass Arbitration
Privacy Law
Data Breach
Telephone Consumer Protection - TCPA
How Do I Report Robocalls What Is A Nuisance Call What Is Regulated Under The TCPA Where Do I Report Spam Text Messages Who Does The TCPA Apply To
Video Privacy Protection Act - VPPA

Steps to Remove a Repossession

Removing a repossession from your credit report is a challenging process, but it’s possible with persistence and the right legal assistance with no cost to you.

Verify the Accuracy and Check for Reporting Violations

Review your credit report to ensure that the information related to the repossession is accurate. Check for any discrepancies in dates, amounts, or details. Contact the lender or the repossession agency to obtain copies of the repossession documents. These records can be useful for disputing inaccuracies.

Ensure that the lender followed the proper procedures in reporting the repossession. Any violations of the Fair Credit Reporting Act (FCRA) may warrant removal.

Dispute Inaccurate Information

Initiate a formal dispute with all necessary credit reporting agencies (CRAs) that issued the report containing the repossession. You can dispute a repossession online with all three credit reporting agencies, and this is the most efficient way to pursue removal:

  • Experian
  • Equifax
  • Transunion

Include the inaccuracies and provide any supporting documents. Attach any evidence you have that supports your dispute, such as payment records, repossession documents, or any other relevant documentation. The disputes process costs absolutely nothing and our FCRA attorney will help you with any questions you have.

Investigation

The CRA will forward your dispute to the lender for investigation. The lender must conduct a thorough review and report back to the CRA. Once the investigation is complete, the CRA will provide you with the results. If the repossession is found to be inaccurate, it must be removed from your credit report.

If the repossession is accurate, but you’ve since paid off the debt or reached an agreement with the lender, you can try negotiating with them to have it removed from your credit report as part of the settlement.

If your dispute is not resolved satisfactorily, consult with a consumer protection attorney who addresses credit reporting issues. We can provide legal advice and represent you in further actions if necessary.

How an FCRA Attorney Can Help with a Repossession on Your Credit

Report

An FCRA attorney can be instrumental in rectifying a repossession on your credit report. We have intricate knowledge of your rights under FCRA and understand your rights.

  • Conduct thorough reviews: Scrutinize your credit report for inaccuracies related to the repossession.
  • File formal disputes: Prepare and file disputes with credit reporting agencies, providing legal weight to your claim.
  • Leverage legal experience: Use our knowledge of FCRA regulations to advocate for your rights, ensuring compliance by creditors and reporting agencies.
  • Negotiate on your behalf: Engage with lenders and credit reporting agencies to reach favorable resolutions, potentially leading to removal or correction of the repossession entry.

Case Results

Millions Recovered For Our Clients

  • +$200,000,000

    Class Action Settlements

    +$30,000,000

    TCPA Settlements

    +$30,000,000

    Consumer Debt Waived

  • +$15,000,000

    Data Breach Settlements

    +$15,000,000

    FDCPA Settlements

    +$10,000,000

    Mass Arbitration Settlements

  • +$10,000,000

    FCRA Settlements

    +$1,500,000

    Telephone Consumer Protection Act

    +$1,400,000

    Fair Debt Collection
    Practices Act

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Seek Assistance from an FCRA Attorney Today

Ultimately, we can be a powerful ally in rectifying the damaging effects of a repossession on your credit report. With our experience dealing with FCRA matters, The Law Offices of Jibrael S. Hindi has successfully disputed many wrongful credit reporting errors. Contact us to set up a free case evaluation regarding your rights and legal options. Seeking legal help costs nothing out of your pocket.

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What Our Clients Have to Say

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