Our Blog


By Law Offices of Jibrael S. Hindi | Aug 25, 2016

When it comes to being in debt in Florida, there are unpleasant realities you often face. There are dozens of debt collection agencies throughout the country that don’t play by the rules. Collectors are on the prowl seeking to recover significant debts, which they can purchase for as little as 3 to 10 cents on…

Read More


By Law Offices of Jibrael S. Hindi | Aug 22, 2016

Being in debt is a stressful enough time as it is without the attention of debt collection companies. Yet, if you have an outstanding debt, or even share the same phone number as someone who does, you could be the target of endless calls and nuisances from such companies. Dozens of collection agencies exist throughout…

Read More

Is Medicredit Constantly Calling? A Significant Recovery May Be in Order

By Law Offices of Jibrael S. Hindi | Aug 17, 2016

When you have outstanding debt with a credit card company you become a target of debt collectors. Whether it is the original creditor or a collection agency, you run the risk of becoming the victim of debt collection harassment. Only a minority of debt collection agencies attempt to collect on debt in a respectful manner,…

Read More

FDCPA May Require a Warning of Debt Increase

By Law Offices of Jibrael S. Hindi | Aug 15, 2016

When a debt goes to collections, it may mean that a collection agency has purchased the debt from a creditor, such as a credit card company or bank. A person’s debt is purchased for a fraction of the value of the debt itself for as little as 3-10 cents on the dollar. The collection agency…

Read More

Florida Telephone Consumer Protection (TCPA) Lawyers

By Law Offices of Jibrael S. Hindi | Aug 15, 2016

The TCPA & How You Can Recover Under Robocalls The TCPA is the FCC’s response to over 150,000 complaints each month by consumers that they are being harassed by predatory robocalls. A robocall is an automated phone call that is made with autodialing technology. This special computer software dials numbers automatically and requires no human…

Read More

Florida Head of Household Exemption

By Law Offices of Jibrael S. Hindi | Jul 25, 2016

Wage garnishment is a last resort approach that debt collectors utilize to gather the debt owed to them. The process begins when a court order, or judgment, is approved to be held against the debtor, at which point a percentage of his or her wages are sent directly to the entity to which the money…

Read More

Wells Fargo Settles over TCPA Violations

By Law Offices of Jibrael S. Hindi | Jul 20, 2016

Yet another national banking giant agrees to pay a whopping settlement to a Telephone Consumer Protection Act (TCPA) lawsuit. As of June 30th, Wells Fargo Bank is due to reimburse over three million customers a serious sum for its alleged TCPA violations. The violation: contacting consumers’ cellular phones by using an automated telephone dialing system…

Read More

When is a Court Order Not Necessary for Wage Garnishment?

By Law Offices of Jibrael S. Hindi | Jul 18, 2016

Wage garnishment is permissible in all 50 states, with most states having their own set of specific rules and exemptions. Some states abide solely by the federal model and do not provide additional protections. Chapter 77 of the Florida Statutes outlines the details of Florida wage garnishment law. In general, wage garnishment occurs when a…

Read More

JP Morgan Chase Settles for $3.75 Million

By Law Offices of Jibrael S. Hindi | Jul 13, 2016

A class-action lawsuit filed against one of the nation’s largest banking institutions was resolved late last month in a Florida federal court. JP Morgan Chase reached a settlement of over $3 million in response to the accusation that the bank used an automatic telephone dialing system (ATDS) to call cell phone numbers that had been…

Read More
Scroll Down