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Wage garnishment is permissible in all 50 states, with most states having their own set of specific rules and exemptions. Some states abide solely by the federal model and do not provide additional protections. Chapter 77 of the Florida Statutes outlines the details of Florida wage garnishment law. In general, wage garnishment occurs when a…
Read MoreA class-action lawsuit filed against one of the nation’s largest banking institutions was resolved late last month in a Florida federal court. JP Morgan Chase reached a settlement of over $3 million in response to the accusation that the bank used an automatic telephone dialing system (ATDS) to call cell phone numbers that had been…
Read MoreEvery now and again there are instances in which a routine debt collection call sparks a series of unprecedented events that lead to a wild and unexpected outcome. In one such instance, a Missouri woman from Kansas City was targeted by a debt collector for a debt that, she insisted, was not hers. Refusing to…
Read MoreA large investigation by ProPublica last fall uncovered a shocking fact: debt collectors target minorities; in particular, African Americans. Debt collection lawsuits were revealed to be much more common in minority communities in the large metropolitan areas where the investigation was led. Major metropolitan cities like St. Louis, MO; Chicago, IL, and Newark, NJ all…
Read MoreAs modern communication technology advances, so too does the harassment by unlawful debt collectors. Although many debt collectors do their best to abide by today’s consumer protection laws, too many take advantage of technology to engage in unlawful conduct such as violations of privacy. In fact, the majority of complaints filed to the Federal Trade…
Read MoreThese days, most people carry a debit card with them in place of cash to pay for purchases when they do not want to run up their credit cards. In fact, 185 million people in the United States are debit cardholders using over 5 billion debit cards. Your money is one of your most valuable…
Read MoreIf you are tired of receiving countless telemarketing calls with bogus offers and cheap attempts at stealing your personal information, you are not alone. Millions of telemarketing calls are placed per year, and a grand majority of them are deceptive spam calls or robocalls that attempt to get consumers to give up their personal information.…
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The amount of credit card debt owed by U.S. households continues to climb, with the average household debt reaching $16,061, up from $15,762 just last year. Millions of people struggle to keep debt at bay in America, and collection calls are rampant. Most people will do anything within their power to ward off these calls,…
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