Debt Collection & Harassment | Fair Debt Collection | Telephone Consumer Protection

Debt Collection and Harassment Law

At Jibrael S. Hindi Law Firm we handle cases pertaining to all aspects of Consumer Law. One of the most common occurrences in this legal subgenre is harassment by debt collectors. Are debt collectors calling you at inappropriate times or contacting your family and friends to talk about your debt? Are they calling you at your place of employment despite being told not to? These actions qualify as harassment and there are several laws in place to protect you, the consumer, from such harassment even if you owe the debt. When a debt collector uses harsh language, makes threats, or utilizes any other kind of abuse, you are entitled to compensation for actual damages you have suffered as a result, as well as statutory damages of up to $1000. Calling on us to represent you will not cost you a dime, as the debt collector is responsible for paying your legal fees.

Turn the tables on debt collectors today.

Fair Debt Collection Practices Litigation

Under the Fair Debt Collection Practices Act, debt collectors are legally required to be considerate of your privacy and treat you with respect. There is an overwhelming amount of evidence that many debt collectors do not engage in graceful collection practices. The Fair Debt Collection Practices Act emerged to curtail abusive practices such as calling several times a day, calling your place of work without your consent, and using threats or profanity to collect on a debt. This law covers over a hundred provisions to protect consumers like you.

Telephone Consumer Protection Litigation

Receiving calls from companies who do not have your consent to contact you can often lead to a TCPA case. Whether you receive calls from a debt collection agency or a bank about your debt, or you receive promotional messages to your voicemail box or via text message, you may be entitled to seek damages for each of these types of communication. Typically, such calls and texts are sent by an automated dialing system, or ADS. Under the Telephone Consumer Protection Act, the method in which these communications are placed are unacceptable without express written consent.

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