Have you received communication from Receivables Management Solutions, Inc.? It may help you to know that this is a debt collection company that has allegedly violated the rights of people like you. You may be in debt, or you may be mistaken for someone who is. Millions of people are in debt right now and the average person owes $5,000. Regardless of how much money you owe, you still have rights protecting your privacy.
When debt collection agencies like Receivables Management Solutions can buy debt for as little as three to ten cents on the dollar, it is not surprising that they aggressively attempt to collect that debt as they stand to make a huge profit. All too often collection agencies do what they can, even if that means breaking the law. This usually means violating the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act, two laws backed by the Consumer Financial Protection Bureau and consumer law attorneys.
The Fair Debt Collection Practices Act aims to protect consumer privacy by restricting the actions collectors can take. The law went into effect in 1978 but to this day too many collection agencies ignore it. The following actions are prohibited under the FDCPA, yet are commonly taken:
•Calling you at inconvenient times early in the morning or late in the evening, before 8 AM or after 9 PM or at any time they have been told is not a good time to call.
Calling your workplace to speak about your debt after being asked not to.
Pretending to be an attorney or law enforcement officer.
•Continuing to call after you have requested them to stop.
•Telling your friends and family members all about your debt.
•Using abusive, profane, or threatening language to get you to pay the debt.
•Exaggerating the amount that you owe.
•…and many more.
The Telephone Consumer Protection Act seeks to protect you from unwanted solicitations that can come through by landline and wireless telephone. These days, it is common to receive calls and text messages placed by automatic dialing systems, and prerecorded messages to your house or cellular phone. Such communications are prohibited if the targets (consumers) did not expressly consent to them. If you did not consent to these calls and texts, Receivables Management Solutions, Inc. is breaking the law. You have the right to consider legal action with the help of a knowledgeable Miami TCPA attorney. Each TCPA violation could bring $500 to $1500 per call or text.
WHAT HAS RECEIVABLES MGMT. SOLUTIONS ALLEGEDLY DONE?
Receivables Management Solutions is based in St. Paul, Minnesota and has operated since 1996. In 2010 they were accused of continuing to harass Colorado resident Teah Remley, after she disputed the debt in question. They were accused of the following actions in trying to collect Ms. Remley’s debt:
– Leaving voice messages that failed to identify the caller or their purpose
– Harassment while attempting to collect the debt
– Using false, deceptive and misleading means to collect the debt
– Threatening to take Ms. Remley to court and garnish her wages as well as that of Mr. Remley and her own mother; getting her husband in trouble at work
Receivables Management Solutions Inc. may call from their main line: 1-651-457-1130. They may also call from an unrecognizable number to trick you into answering the phone. Find out if you qualify for $500 to $1500 per call or text with the counsel of a Florida TCPA attorney like Jibrael S. Hindi and his experienced team of consumer law attorneys. Call The Law Offices of Jibrael S. Hindi at 1-844-JIBRAEL today.