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By Law Offices of Jibrael S. Hindi

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Jan 05, 2022

| Identity Theft

3 Ways a Credit Card Debt Lawyer Can Help Victims of Identity Theft

Identity theft can happen to anyone and in many ways. Traditional methods still work, and now perpetrators have more avenues to access your private information. For example, public Wi-Fi, social media, cyberattacks, and the other wonders of the internet have introduced new threats for us to grapple with when it comes to our security. There is also new technology like card skimmers being set in innocuous places so that they can steal your credit card information.

Regardless of how it happens, identity theft can leave a lasting impact on the victim. Criminals can use your identity to steal your money, apply for loans, and open accounts and credit cards in your name. As a result, you may be left with the financial burden of their crime. Being responsible for large amounts of credit card debt is one of the most common ways identity theft victims suffer.

1. Help You Get Rid of Fraudulent Credit Card Debt

When credit card debt goes unpaid for too long, it may get sold to a third-party collection agency. This collection agency may pursue legal action against you. However, a credit card debt lawyer can help you address the suit or even get the suit dismissed.

Fraudulent charges are a common defense against credit card debt lawsuits. Jibrael S. Hindi has had a lot of success representing those sued for credit card debt, with most cases ending with the lawsuit dismissed entirely.

2. Defend You against Debt Collection Harassment

Some debt collectors may do more than pursue legal action. In some cases, they may call you constantly, mislead you, lie to you, or use abusive language during the collection process. This is not allowed under the Fair Debt Collection Practices Act (FDCPA), and consumers are protected from this kind of behavior. Credit card debt lawyers are knowledgeable about FDCPA and know how to utilize it to end the harassment you’re facing.

3. Get You the Compensation You Deserve

Credit card debt lawyers have experience using the statutes protecting consumers to get their clients a settlement. For example, abusive debt collection practices violate FDCPA and entitle you to financial compensation. If debt collection agencies use unethical practices to recover money from you, you have the right to sue them.

Depending on the nature of your identity theft, a credit card debt lawyer may be able to get you compensation from other parties liable for your credit card debt. This payment could be to help you recover from the trouble that identity theft has caused you.

If you’re a victim of identity theft, a credit card debt lawyer can be a great asset to you. The Law Offices of Jibrael S. Hindi are experienced with resolving cases like these. We are a boutique law firm passionate about enforcing consumer protection laws. Our legal team can help you get the compensation you are entitled to by law.

When you reach out to a knowledgeable credit card debt attorney, you’re putting yourself on the best course to rectify credit card debt caused by identity theft. Call the Law Offices of Jibrael S. Hindi at (844) 542-7235 or submit our online contact form to schedule a free consultation.