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What is a Consumer Rights Lawyer?

Consumer rights attorneys are like civilian police officers. They monitor and enforce the country’s civil consumer protection laws, which hold corporations and individuals responsible for unlawful but not criminal conduct. For example, sending unwanted spam text messages isn’t criminal, but it might violate federal telephone privacy rights laws.

Experienced national consumer protection lawyer Jibreal S. Hindi holds corporations liable for illegal conduct through you! Call (844) 542-7235 or connect with his civil litigation team online to schedule a free consultation.

Overview of Federal Consumer Protection Laws

Consumer rights lawyers dedicate their practice to protecting ‘consumers’, which means individuals spending money on goods, property, real estate, services, or other investments. They also enforce certain financial, housing, credit, and privacy laws. Experienced consumer protection attorneys generally handle cases under the following federal laws:

Fair Credit Reporting Act (FCRA)

The FCRA requires creditors to correctly report your payment history and accounts, including both positive and derogatory marks. If a creditor refuses to correct an error or identity theft destroyed your credit, an FCRA lawyer might get your credit report corrected and help you obtain financial damages.

Fair Debt Collection Practices Act (FDCPA)

This complex federal legal scheme protects debtors from harassing, abusive, threatening, and manipulative debt collection practices. The FDCPA generally applies to collection agencies and limits where and when debt collectors can contact you. It also gives you the right to demand that collection efforts stop and request financial damages for FDCPA violations.

Fair Housing Act (FHA)

Both federal and state laws protect home buyers and renters from discrimination based on the following:

  • Race
  • Gender
  • Disability
  • Religion
  • Family status (single or married)
  • National origin
  • Sexual orientation

This is still a problem today, with tens of thousands of prospective renters and homebuyers filing fair housing complaints each year.

Telephone Consumer Protection Act (TCPA)

Although passed in the early 90s, the TCPA is an increasingly important consumer protection law. It prohibits unsolicited spam texts and telemarketing calls dialed using a computer program, including AI and robocalls. An experienced consumer rights lawyer might help you claim at least $500 per illegal call or text through a TCPA lawsuit.

Video Privacy Protection Act (VPPA) and Privacy Laws

The VPPA protects your privacy rights in the digital age. You might have a VPPA lawsuit if websites and streaming platforms track and disclose your streaming history. Various federal privacy laws also protect your personal identifying information and financial data. You might file or join a class action if a company unlawfully violates your privacy rights.

Cost of Retaining a Consumer Protection Lawyer

Reputable civil enforcement law firms only get paid if they recover the needed compensation in your case. Through a contingency fee arrangement, you might obtain legal representation in your TCPA, VPPA, FHA, FCRA, or privacy cases without paying any upfront attorneys’ fees or out-of-pocket costs.

A Trusted National Consumer Rights Attorney

By coming forward with your consumer rights case, experienced consumer litigator Jibreal S. Hindi might help you obtain valuable financial damages and force corporate change without charging any upfront legal fees. Call (844) 542-7235 or connect with his national consumer protection team online for free.