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Will the Removal of Medical Debt From Credit Reports Impact Your Credit Score?

By Law Offices of Jibrael S. Hindi | Jun 15, 2022

Medical issues, whether they happen to you or someone in your family, can have an extremely negative impact on your everyday life. Not only will you have to focus on healing and getting back to normalcy at work and home, but the financial strain that medical problems can put on you are felt almost immediately.…

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Look Out for These 5 Common Credit Report Errors

By Law Offices of Jibrael S. Hindi | Jun 8, 2022

Dealing with creditors is difficult enough on its own, but when reporting errors show up on your credit report and hurt your credit rating, it can be very demoralizing. If this has happened to you, you know first hand that credit report errors are common and can be harmful to your credit and daily life.…

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Can You Dispute a Student Loan Error on Your Credit Report?

By Law Offices of Jibrael S. Hindi | Jun 1, 2022

Having incorrect information on your credit report may easily damage your credit score, but you’re not alone. If you’re worried about the adverse effects of false information related to your student loans on your credit report, you may be able to take steps to undo the damage. If you’re wondering what information you might be…

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How Is the Fair Credit Reporting Act (FCRA) Beneficial for Job Applicants?

By Law Offices of Jibrael S. Hindi | May 15, 2022

When you are a job applicant, it is essential to have a perfect resume, cover letter, and interview. What you may not know is that polishing your credit is also a vital part of the application process. The Professional Background Screening Association estimates that around 96% of employers conduct a pre-employment background check, with 25%…

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Watch Out for These 4 Common Fair Credit Reporting Act (FCRA) Violations

By Law Offices of Jibrael S. Hindi | May 1, 2022

A consumer’s financial future is greatly affected by what is in their credit report. Keeping close tabs on the rise and fall of the score may be important for everyone. Your credit report may dictate whether you qualify for certain important financial opportunities like renting or buying property, qualifying for a loan, being approved for…

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Does My Employer Look at My Credit Report?

By Law Offices of Jibrael S. Hindi | Apr 15, 2022

Job hunting can be stressful and often requires just as much work as a full-time position. You likely have a full plate between revamping your resume, filling out applications, and scheduling interviews. However, it may surprise you that some employers can also look at your credit history when considering you for a position. Your current…

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How Long Does Information Stay On My Credit Report?

By Law Offices of Jibrael S. Hindi | Apr 1, 2022

Your credit can significantly impact many aspects of your life, from your ability to rent or buy a home to whether you get hired for the job of your dreams. As much as you may strive for a high credit score, past mistakes may show up on your report. Collection accounts, late payments, and bankruptcies…

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How to Dispute Errors on Your Credit Report

By Law Offices of Jibrael S. Hindi | Mar 15, 2022

Errors on your credit report could cause your credit score to be significantly lower than it would usually be. Unfortunately, a lower credit score could impact your ability to get a loan or credit card and could drive your interest rates through the roof. If you find mistakes on your credit report, you have a…

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4 Types of Damages Awarded for a Fair Credit Reporting Act (FCRA) Violation

By Law Offices of Jibrael S. Hindi | Mar 2, 2022

Having a good credit score is essential to take care of many of life’s necessities, such as buying or renting a home or purchasing a car. Since your score can impact many areas of your life, credit bureaus are required by law to ensure the information they report is accurate and error free. If a…

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