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Hospitals Blame Insurance Reform for Rising Debt

By Law Offices of Jibrael S. Hindi | Jun 28, 2019

Debt is a familiar problem for most Americans. Among the three eldest living generations, the Baby Boomers, Gen X’ers, and Millennials, all three groups are vastly indebted as a whole. From credit cards to mortgages to student loans, most Americans in debt do what most Americans in debt typically do: they stop paying their bills.…

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Even Student Lunch Debt is Being Sent to Collections

By Law Offices of Jibrael S. Hindi | Jun 14, 2019

The inevitable burden that student loans can put on college students’ mind, as well as their credit rating, is seen as a necessary evil; it is part of the protocol that involves acquiring a collegiate degree. When it comes to the pesky collections calls and emails bombarding them about paying back student loans, that’s to…

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What Happens When Credit Card Companies Try and Sue You?

By Law Offices of Jibrael S. Hindi | May 1, 2019

Most people would never think that their three by three-inch credit card could one day make them the target of a lawsuit by a multi-billion-dollar corporation, but it can happen. More often than not, credit card companies looking to get even on debt are going to harass you with collection agents and non-stop barrages of…

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Are Debt Collection Attempts on Expired Debts Illegal?

By Law Offices of Jibrael S. Hindi | Apr 2, 2019

Most people have a cursory familiarity with the concept of the statute of limitations. Essentially, the statute of limitations states sets an expiration date for when someone can be tried for a crime. Failure to initiate prosecution by the time the statute of limitations expires renders the as “expired” or “un-prosecutable.” The same principle exists…

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Alarm.com Agrees to $28 Million Settlement for TCPA Violations

By Law Offices of Jibrael S. Hindi | Mar 14, 2019

A $28 million settlement agreement in a class action lawsuit against security services company Alarm.com offers an important warning to marketing companies that regularly contact consumers. This settlement is a result of allegations brought against the company for violating the Telephone Consumer Protection Act (TCPA) in December of 2015 by use of an autodialer to…

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How Courier Companies May be Violating the TCPA

By Law Offices of Jibrael S. Hindi | Feb 18, 2019

With the expansion of massive courier companies and straight-to-your-door delivery services, text message notifications are often seen as a matter of convenience for most consumers. Now, recent interpretations of these text messages in relation to the Telephone Consumer Protection Act (TCPA) might also be costly violations for the world’s biggest courier services. Understanding the TCPA…

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Western Union to Pay $8.5 Million in TCPA Settlement

By Law Offices of Jibrael S. Hindi | Feb 11, 2019

Western Union, the renowned named in global money transfers, will be transferring money from its very own coffers to cover a nearly $8.5 million Telephone Consumer Protection Act (TCPA) settlement. The settlement comes after the plaintiff, Jason Douglas, originally filed for damages against the company after he received an unsolicited text message asking for periodic…

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Campus Debt Solutions Settles TCPA Case

By Law Offices of Jibrael S. Hindi | Feb 4, 2019

In a victory for victims of the Telephone Consumer Protection Act (TCPA), Education Financial Solutions will have to pay out over $1.1 million in a settlement that alleges the firm used autodialers to contact consumers without their consent.  Using the name Campus Debt Solutions, LLC., Education Financial Solutions used an autodialer to contact users about…

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TCPA Consent Issues Between Couples

By Law Offices of Jibrael S. Hindi | Feb 1, 2019

A couple’s “he said, she said” issue could redefine future case law as it relates to the Telephone Consumer Protection Act (TCPA). A judge in Northern Ohio made an interesting decision– while agreeing that a customer, William Hodge, originally consented for his and his wife’s phone to be contacted, the judge ruled the desire for…

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